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Commercial Income Producing Real Estate Loans

 

 

With a unique position within the commercial real estate marketplace coupled with a wealth of capital resources, we arrange a variety of flexible financing structures using unique underwriting for the acquisition, construction or refinancing for commercial property types that include multifamily, retail, office, industrial, mobile home parks, self-storage, full and limited service hotels, condominiums, credit tenant and government leased properties located in stable or improving markets.

 

Like you, we understand the challenges and hurdles associated with securing financing for your commercial projects. The low LTV'S, excessive documentation, etc. We also understand that each financing project is unique and most don't fall within the general lending guidelines. Business owners and investors frequently need financing resources that are innovative and tailored to their individual projects. That's where we can help you.

 

In addition, unlike residential lending which focuses on the borrower's credit, commercial lenders concentrate primarily on the physical real estate – specifically, the income produced by the real estate. Therefore, proper development and prudent analysis of the property's operating statement and rent roll is paramount to understanding the likelihood of funding and preparing a professional loan package that demonstrates the financing issues of the property in order for a lender to provide a loan commitment.


The key is the type of underwriting that is used.

 

We have the ability to provide commercial real estate financing to borrowers in unique and time-sensitive situations anywhere in the United States. We focus on providing timely, reliable, and customized solutions that are not accessible through traditional lenders.


Underwriting That Makes A Difference ...


One of the key components that makes us different is the manner in which we underwrite our loans. Unlike our competitors, we underwrite and originate our loans in house using the Commercial Mortgage Securities Association's (CMSA)  Investor Reporting Package (IRB) and not the conventional conforming underwriting guidelines. This means that each commercial loan is approved based on the strength and the property's ability to service the debt. Each property basically qualifies for it's own financing rather than the individual owners having to qualify for the loans. This type of underwriting provides:


  • Non and Partial Recourse Financing

  • No Personal Qualifying or Loan Guaranteeing

  • Higher LTV'S, up to 100% LTV

  • The ability to predict the best sales price for your property

  • Fast underwriting

  • More creative and aggressive financing options

 


Innovative And Creative Commercial Financing

For Income Producing Properties Like These!


  • Retail Owner Occupied Properties

  • Retail Non Owner Occupied Properties

  • Restaurant Owner Occupied Properties

  • Office Buildings - New Construction

  • Office Buildings - Existing Structure

  • Health Care Facilities

  • Hotels and Motels

  • Industrial Warehouses

  • Distribution Centers

  • Mobile Home Parks

  • Multi Family Properties

  • Self Storage Financing

  • Single Tenant Net Lease Properties

 

 Borrowers Apply Here